Does it cash flow?
Compare estimated monthly rent or number of units at offer price and taxes to see what makes sense
What has to be true for this building to cash flow?
Offer price, property taxes, unit count, and rent, solved backwards, so you get the number the deal actually requires.
Every figure below is a break-even: the point where the building stops losing money, covering both operating expenses and the mortgage. Tick Show operating break-even to also see the figure before debt service.
Investment-property loans price above owner-occupied ones. Drag to see the whole grid move.
| Scenario | |||||||
|---|---|---|---|---|---|---|---|
| Price | Annual taxes | Before debt | Before debt | Before debt | |||
Vacancy, operating costs and loan term
Estimates only — not investment advice. This tool is a general screening aid, not a recommendation to buy, sell, or finance any property, and not an offer or commitment of credit. Every figure is produced from assumptions you entered and is not a verified operating statement, appraisal, rent survey, or lender underwriting. Break-even is not profit: these figures exclude closing costs, capital improvements, lease-up and turnover costs, legal and accounting fees, income taxes, depreciation, and any rent regulation, and they assume every unit is rentable at the stated rent. Actual results will differ, and a property can meet every break-even here and still lose money. Loan terms for investment property differ from owner-occupied financing and depend on the lender's underwriting, including debt service coverage requirements. I am a real estate licensee, not a lender, investment adviser, tax adviser, or accountant. Verify rents, expenses, and tax assessments independently, and consult your own lender, CPA, and attorney before committing to a purchase.